:root{--ink:#101719;--ink2:#172326;--ink3:#1f2e31;--lime:#c6df00;--lime2:#a9c500;--white:#fff;--muted:#5d6669;--line:#e5e8e8;--soft:#f5f6f3;--shadow:0 14px 36px rgba(8,20,22,.10)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.accent{color:var(--lime)}
.accent-dark{color:#8fa300}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 22px;border-radius:11px;background:var(--lime);color:#111700;text-decoration:none;font-weight:750;font-size:15px;border:1px solid var(--lime);transition:.2s;cursor:pointer}
.btn:hover{background:#d4ec12;transform:translateY(-1px)}
.btn-outline{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-outline:hover{background:rgba(255,255,255,.08)}
.btn-ink{background:var(--ink);border-color:var(--ink);color:#fff}
.btn-ink:hover{background:var(--ink3)}


/* header */
.site-header{position:sticky;top:0;z-index:90;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:74px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand-mark{width:44px;height:44px;border-radius:10px;background:var(--ink);display:grid;place-items:center;overflow:hidden}
.brand-mark img{width:38px}
.brand-text{font-weight:800;font-size:18px;letter-spacing:.02em;line-height:1.1}
.brand-text small{display:block;font-size:10.5px;font-weight:600;letter-spacing:.18em;color:var(--muted)}
.nav-links{display:flex;gap:26px;font-size:14px}
.nav-links a{text-decoration:none;color:#2c3537}
.nav-links a:hover{color:#8fa300}
.site-header .btn{padding:11px 18px;font-size:14px}

/* hero inicio */
.hero{background:radial-gradient(1100px 500px at 85% 20%,rgba(198,223,0,.10),transparent 60%),var(--ink);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:.56fr .44fr;gap:40px;align-items:center;padding:96px 0 84px;min-height:560px}
.eyebrow{display:flex;align-items:center;gap:12px;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:#cfd6d6}
.eyebrow:before{content:"";width:34px;height:3px;background:var(--lime)}
.hero h1{font-size:clamp(38px,5.2vw,64px);line-height:1.02;letter-spacing:-.035em;margin:20px 0 22px;font-weight:850}
.hero .lead{font-size:18.5px;color:#c9d1d2;max-width:590px;margin:0 0 32px}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-main{position:relative}
.hero-photo{position:absolute;top:0;right:0;bottom:0;width:46%}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 38%}
.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,rgba(16,23,25,.75) 22%,rgba(16,23,25,.15) 55%,rgba(16,23,25,0) 100%),linear-gradient(0deg,rgba(16,23,25,.9) 0%,rgba(16,23,25,0) 30%)}
.hero-grid{position:relative;z-index:1}
.trust{border-top:1px solid rgba(255,255,255,.09);position:relative;z-index:1;background:var(--ink)}
.trust .container{display:grid;grid-template-columns:repeat(4,1fr)}
.trust div{padding:22px 18px;border-right:1px solid rgba(255,255,255,.09);font-size:13.5px;color:#aab4b5}
.trust div:last-child{border-right:0}
.trust b{display:block;color:#fff;font-size:15.5px;margin-bottom:2px}

/* aseguradoras */
.carriers{background:#fff;border-bottom:1px solid var(--line)}
.carriers .container{display:flex;align-items:center;justify-content:center;gap:26px;flex-wrap:wrap;padding:26px 0}
.carriers p{margin:0;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--muted)}
.chips{display:flex;gap:10px;flex-wrap:wrap;justify-content:center}
.chips span{font-weight:800;font-size:17px;letter-spacing:-.01em;color:#2a3335;padding:9px 18px;border:1px solid var(--line);border-radius:999px;background:var(--soft)}
.chips span.more{background:transparent;border-style:dashed;color:var(--muted);font-weight:600}

/* secciones */
.section{padding:88px 0}
.section-soft{background:var(--soft)}
.section-dark{background:var(--ink);color:#fff}
.kicker{font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:#8fa300;margin:0 0 10px}
.section-dark .kicker{color:var(--lime)}
h2.title{font-size:clamp(30px,3.6vw,44px);line-height:1.08;letter-spacing:-.03em;margin:0 0 14px;font-weight:850}
.sub{color:var(--muted);font-size:17px;max-width:640px;margin:0}
.section-dark .sub{color:#b5bfc0}
.head{margin-bottom:44px}
.head.center{text-align:center}
.head.center .sub{margin:0 auto}

/* verdades */
.truths{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.truth{background:var(--ink2);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:28px 26px}
.truth .n{font-size:13px;font-weight:800;color:var(--lime);letter-spacing:.1em}
.truth h3{font-size:21px;line-height:1.2;margin:12px 0 10px;letter-spacing:-.015em}
.truth p{color:#aeb8b9;font-size:15px;margin:0}

/* tarjetas */
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.service-card{border:1px solid #e7e9e7;border-radius:16px;overflow:hidden;background:#fff;box-shadow:var(--shadow);text-decoration:none;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}
.service-card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(8,20,22,.15)}
.service-art{height:250px;position:relative;overflow:hidden;background:var(--ink)}
.service-art img{width:100%;height:100%;object-fit:cover;filter:brightness(.8)}
.service-art:after{content:"";position:absolute;inset:15% 0 0;background:linear-gradient(0deg,rgba(5,17,20,.95),rgba(5,17,20,.35) 55%,transparent)}
.art-copy{position:absolute;z-index:1;bottom:20px;left:22px;right:22px;color:#fff}
.art-copy small{font-size:11.5px;text-transform:uppercase;letter-spacing:.14em;font-weight:700;color:#dfe5e5}
.art-copy h3{font-size:25px;line-height:1.12;margin:8px 0 0;letter-spacing:-.03em;min-height:2.24em;display:flex;flex-direction:column;justify-content:flex-end}
.art-copy h3 .nw{white-space:nowrap}
.card-body{padding:22px 22px 24px;display:flex;flex-direction:column;align-items:flex-start;flex:1}
.card-body p{font-size:15px;color:var(--muted);margin:0 0 20px}
.card-body .btn{margin-top:auto;min-width:150px}

/* para quien */
.fit{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.fit-box{border-radius:16px;padding:32px 30px;border:1px solid var(--line);background:#fff}
.fit-box.yes{border-color:#d9e79a;background:linear-gradient(180deg,#fbfde9,#fff)}
.fit-box h3{margin:0 0 16px;font-size:21px}
.fit-box ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.fit-box li{display:flex;gap:12px;font-size:15.5px;color:#2f393b}
.fit-box li:before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:var(--lime);color:#111;font-weight:900;font-size:13px;display:grid;place-items:center;margin-top:1px}
.fit-box.no li:before{content:"✕";background:#eceeee;color:#69716f}

/* metodo */
.method{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start}
.steps{display:grid;gap:16px}
.step{display:grid;grid-template-columns:62px 1fr;gap:18px;padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff}
.step strong{font-size:30px;font-weight:850;color:#8fa300;letter-spacing:-.03em;line-height:1}
.step b{font-size:17.5px;display:block;margin-bottom:4px}
.step p{margin:0;color:var(--muted);font-size:15px}
.pillars{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0 30px}
.pillars span{padding:8px 14px;border-radius:999px;background:var(--ink);color:#fff;font-size:13px;font-weight:700}
.pillars span b{color:var(--lime)}
.nots{margin-top:26px;padding:22px 24px;border-left:4px solid var(--lime);background:var(--soft);border-radius:0 12px 12px 0;font-size:15.5px;color:#2f393b}
.nots b{display:block;margin-bottom:6px;color:var(--ink)}

/* faq */
.faq{max-width:820px;margin:0 auto;display:grid;gap:12px}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;padding:19px 0;font-weight:750;font-size:16.5px;display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";color:#8fa300;font-size:22px;line-height:1}
.faq details[open] summary:after{content:"–"}
.faq p{margin:0 0 20px;color:var(--muted);font-size:15.5px}

/* cta */
.cta{background:radial-gradient(800px 300px at 15% 0%,rgba(198,223,0,.14),transparent 60%),var(--ink);color:#fff;border-radius:22px;padding:56px;display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:center}
.cta h2{font-size:clamp(28px,3.2vw,40px);line-height:1.08;letter-spacing:-.03em;margin:0 0 12px}
.cta p{color:#b9c3c4;margin:0;font-size:16.5px}
.cta .meta{font-size:13px;color:#8f9a9b;margin-top:12px;text-align:center}
.cta-side{display:flex;flex-direction:column;align-items:stretch}

/* footer */
.footer{background:#0b1012;color:#c3cbcc;padding:56px 0 26px;font-size:14px}
.footer-top{display:grid;grid-template-columns:1.2fr 1.2fr .8fr;gap:36px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer .brand{color:#fff}
.footer .brand-text small{color:#8f9a9b}
.contact-list{display:grid;gap:9px}
.contact-list a{text-decoration:none}
.contact-list a:hover{color:var(--lime)}
.credential strong{display:block;color:var(--lime);font-size:12px;letter-spacing:.14em;text-transform:uppercase;margin-bottom:4px}
.legal{padding-top:20px;font-size:12px;color:#7d8889;line-height:1.6}

/* landing salud */
.page-hero{position:relative;color:#fff;background:var(--ink);overflow:hidden}
.page-hero .bg{position:absolute;top:0;bottom:0;right:0;left:42%}
.page-hero .bg img{width:100%;height:100%;object-fit:cover;object-position:center 20%}
.page-hero .bg:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,rgba(16,23,25,.6) 30%,rgba(16,23,25,.1) 65%,rgba(16,23,25,0) 100%)}
@media (max-width:960px){.page-hero .bg{left:0;opacity:.35}}
.page-hero .container{position:relative;padding:96px 0 84px}
.page-hero h1{font-size:clamp(36px,4.8vw,58px);line-height:1.03;letter-spacing:-.035em;margin:20px 0 20px;max-width:720px;font-weight:850}
.page-hero .lead{font-size:18.5px;color:#cfd7d8;max-width:580px;margin:0 0 30px}
.concepts{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.concept{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.concept .ic{width:40px;height:40px;border-radius:10px;background:var(--ink);color:var(--lime);display:grid;place-items:center;font-weight:900;font-size:16px;margin-bottom:14px}
.concept h3{margin:0 0 6px;font-size:18px}
.concept p{margin:0;color:var(--muted);font-size:14.5px}
.mistakes{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.mistake{display:grid;grid-template-columns:44px 1fr;gap:16px;padding:24px;border-radius:14px;background:var(--ink2);border:1px solid rgba(255,255,255,.08)}
.mistake .x{width:44px;height:44px;border-radius:50%;border:2px solid var(--lime);color:var(--lime);display:grid;place-items:center;font-weight:900}
.mistake h3{margin:0 0 6px;font-size:18px}
.mistake p{margin:0;color:#aeb8b9;font-size:15px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split-img{border-radius:18px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:16/10}
.split-img img{width:100%;height:100%;object-fit:cover}
.checks{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;font-size:16px;color:#2f393b}
.checks li:before{content:"✓";flex:none;width:24px;height:24px;border-radius:50%;background:var(--lime);color:#111;font-weight:900;font-size:13px;display:grid;place-items:center}


@media (max-width:960px){
  h2.title br{display:none}
  .nav-links{display:none}
  .hero-grid,.method,.split,.cta{grid-template-columns:1fr}
  .hero-photo{position:relative;width:100%;height:440px}.hero-photo img{object-position:center 30%}.hero-photo:after{background:linear-gradient(0deg,var(--ink) 0%,rgba(16,23,25,0) 45%)}.hero-grid{padding:28px 0 56px;min-height:0}
  .trust .container{grid-template-columns:1fr 1fr}
  .trust div:nth-child(2){border-right:0}
  .truths,.service-grid,.concepts{grid-template-columns:1fr}
  .fit,.mistakes{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .cta{padding:36px 26px}
  .section{padding:64px 0}
  
}
@media (max-width:560px){
  .site-header .btn{display:none}
  .trust .container{grid-template-columns:1fr}
  .trust div{border-right:0;border-bottom:1px solid rgba(255,255,255,.09)}
}

/* ===== v4: más contraste y ritmo ===== */
:root{--muted:#3f4a4c;--tint:#eef1e7}
.sub{color:#3f4a4c}
.card-body p,.concept p,.step p,.faq p{color:#3f4a4c}
.mark{color:inherit;background:linear-gradient(transparent 58%,rgba(198,223,0,.75) 58%,rgba(198,223,0,.75) 92%,transparent 92%);padding:0 .08em}
.kicker{color:var(--ink);display:flex;align-items:center;gap:10px}
.kicker:before{content:"";width:22px;height:3px;background:var(--lime);flex:none}
.head.center .kicker{justify-content:center}
.section-dark .kicker{color:var(--lime)}
.section-tint{background:var(--tint)}
.section-tint .service-card,.section-tint .concept,.section-tint .faq details{border-color:#dfe4d4;box-shadow:0 10px 30px rgba(8,20,22,.08)}
/* para quién: en oscuro */
.section-dark .fit-box{background:var(--ink2);border-color:rgba(255,255,255,.08)}
.section-dark .fit-box h3{color:#fff}
.section-dark .fit-box li{color:#d3dadb}
.section-dark .fit-box.yes{border:1.5px solid var(--lime);background:linear-gradient(180deg,rgba(198,223,0,.10),rgba(198,223,0,0) 60%),var(--ink2)}
.section-dark .fit-box.no li:before{background:#2a3a3d;color:#9aa5a6}
/* método */
.step{border-left:4px solid var(--lime)}
.step strong{color:var(--ink)}
.pillars span{border:1px solid var(--ink)}
.nots{background:var(--ink);color:#d3dadb;border-left-color:var(--lime)}
.nots b{color:var(--lime)}
/* faq */
.faq summary:after{color:var(--ink);background:var(--lime);width:28px;height:28px;border-radius:50%;display:grid;place-items:center;font-size:18px;flex:none}
/* CTA en banda lima */
.cta-band{background:var(--lime)}
.cta-band .cta{background:transparent;color:var(--ink);padding:64px 0;border-radius:0}
.cta-band .cta h2 .accent{color:var(--ink);text-decoration:underline;text-decoration-thickness:4px;text-underline-offset:6px}
.cta-band .cta p{color:#26300a}
.cta-band .cta .btn{background:var(--ink);border-color:var(--ink);color:#fff}
.cta-band .cta .meta{color:#3a4510}
/* aseguradoras */
.chips span{background:#fff;border-color:#d6dbd8;color:var(--ink)}
.carriers{background:var(--tint);border-bottom:0}

/* logo */
.brand-logo{height:40px;width:auto}
.footer .brand-logo{height:38px}
.nav-links a[aria-current]{color:var(--ink);font-weight:700;box-shadow:inset 0 -3px 0 var(--lime);padding-bottom:4px}
.footer-bottom{padding-top:8px}
.footer-bottom a{color:#9aa5a6;text-decoration:none}
.footer-bottom a:hover{color:var(--lime)}
.split-img.split-portrait{aspect-ratio:1/1;max-width:500px;width:100%;justify-self:center}
section[id],footer[id]{scroll-margin-top:84px}